NationsChoice Mortgage wants to help our customers have a better understanding of some common questions that may arise when choosing a Mortgage Lender. Below you will find some helpful information to aide you in your decision. Still have questions? Please feel free to contact us at any time.
The Loan Programs, Rates & Fees section covers frequently asked questions about the applicable rates, fees and programs for your purchase or refinance.
The Your Application section covers frequently asked questions about the application you complete for your purchase or refinance.
The Your Property section covers frequently asked questions about the property you will use for your purchase or refinance.
The Closing & Beyond section covers frequently asked questions about the process of closing your purchase or refinance.
This brief description will help you completely understand the process of obtaining a home loan from start to finish.
Our Glossary can be used as a mortgage resource to define common terminology that is used used when looking to purchase or refinance a home.
NationsChoice Mortgage is a direct lender, also known as a mortgage banker. For more information regarding Loan Servicing, please click here.
Instant Mortgage Rate Help
Loan Amount: How much do you want to borrow? Example: 150,000 (You can borrow up to 100% of the purchase price of your home. You will find better interest rates at 95%, 90%, and 80% progressively.)
Property Value: This is the purchase price of your property or your best estimate of the appraised value of the property. Example: 175,000.
Loan Type: Selecting Refinance WITH CASH OUT may increase your rate. If you want some extra cash to pay the closing costs on your new loan, this would NOT be considered receiving extra cash.
Escrow/Impounds: Allows you to pay 1/12 of your annual property taxes and homeowners insurance with your mortgage payment each month. Escrowing your taxes and insurance will lower your points by .25%
Property State: Specify the State where the property is located
Property County: Specify the County where the property is located
Todays Rates: These rates are based on the following criteria..
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Rates and Fees Apply Online Refinance Home Loan Mortgage Center Company
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Equal Housing Lender National Mortgage Lender Number 164626
AZ BK-0019241 Licensed by the Department of Financial Protection and Innovation under the
California Residential Mortgage Lending Act #413 0556
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or stop by our office at 3303 E. Baseline Rd. #7-118, Gilbert, AZ 85234.
