Nations Choice Mortgage - About Us

NationsChoice Mortgage has built a strong reputation as a leading Internet Mortgage Banker serving the needs of real estate professionals, builders and individual homeowners since 1994.

NationsChoice Mortgage employs professionals that are ready, willing and able to serve our clients nationwide. We generate over $1 Billion annually in residential mortgage paper while serving and consulting thousands of clients annually. We can definitely deliver on your residential mortgage needs.

Our Customer Commitments:

  • To be your representative or agent, and endeavor to act in your best interests.
  • To establish a price for services upfront, in writing, based on information you provide. The price covers all the lender services provided, including loan processing.
  • Any payments received from third parties involved in the transaction will be credited to you, unless such payments are part of the compensation.
  • To use our best professional efforts to determine the loan type, features, and lender services that best meet your needs, and to find you the best wholesale price for that loan.
  • To disclose the wholesale prices from which the loan selection is made, at your request.
  • When directed by you, when you've met lender lock requirements, we will lock the terms (rate, points, and other major features) of the loan, and provide a copy of the written confirmation of the rate lock as soon as it has been issued.
  • To guarantee all fees charged by the lender.
  • If you elect to float the rate/points, we will provide you the best wholesale float price available on the day the loan is finally locked.

We look forward to adding you to our family of satisfied customers for many years to come.



NationsChoice Mortgage Employees

NationsChoice Mortgage

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NMLS: #164626

Arizona: Mortgage Banker License BK-0019241

California: Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. License 413 0556


NationsChoice Mortgage is an equal housing lender.

Mortgages subject to credit review and approval. Properties securing loan must be located in the U.S.

Instant Mortgage Rate Help

Loan Amount: How much do you want to borrow? Example: 150,000 (You can borrow up to 100% of the purchase price of your home. You will find better interest rates at 95%, 90%, and 80% progressively.)

Property Value: This is the purchase price of your property or your best estimate of the appraised value of the property. Example: 175,000.

Loan Type: Selecting Refinance WITH CASH OUT may increase your rate. If you want some extra cash to pay the closing costs on your new loan, this would NOT be considered receiving extra cash.

Escrow/Impounds: Allows you to pay 1/12 of your annual property taxes and homeowners insurance with your mortgage payment each month. Escrowing your taxes and insurance will lower your points by .25%

Property State: Specify the State where the property is located

Property County: Specify the County where the property is located


Todays Rates: These rates are based on the following criteria..

Instant Mortgage Rates:


Loan Amount
Property Value
Loan Type
Escrow/Impounds  
State
County
 

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