NationsChoice Mortgage provides a Home Loan Programs section where you will find easy to understand explanations of each mortgage program we offer. You will also find several Home Loan Purpose resources that are beneficial when you are interested in achieving a goal based on your specific Mortgage situation. If you ever have any questions or would like to speak with a mortgage specialist, Nations Choice Mortgage is always just a call or email away!
NationsChoice Mortgage offers a variety of home loan options to choose from including fixed rate mortgage, adjustable rate mortgage, FHA and VA home loan, and Super Conforming and Jumbo Home Loan programs. Choose which program you feel would be fit your needs and find out how we can help you with your next home purchase.
|Fixed Rate Mortgage||Adjustable Rate Mortgage|
|FHA and VA Home Loan||Super Conforming and Home Loan|
If you are buying a home, buying an investment property, buying a vacation home or even a first time home buyer then our mortgage product descriptions can help you learn about features, benefits and considerations so you can make an informed home loan decision.
|First Time Home Buyer||Buying an Investment Property|
|Buying a Home||Buying a Vacation Home|
Instant Mortgage Rate Help
Loan Amount: How much do you want to borrow? Example: 150,000 (You can borrow up to 100% of the purchase price of your home. You will find better interest rates at 95%, 90%, and 80% progressively.)
Property Value: This is the purchase price of your property or your best estimate of the appraised value of the property. Example: 175,000.
Loan Type: Selecting Refinance WITH CASH OUT may increase your rate. If you want some extra cash to pay the closing costs on your new loan, this would NOT be considered receiving extra cash.
Escrow/Impounds: Allows you to pay 1/12 of your annual property taxes and homeowners insurance with your mortgage payment each month. Escrowing your taxes and insurance will lower your points by .25%
Property State: Specify the State where the property is located
Property County: Specify the County where the property is located
Todays Rates: These rates are based on the following criteria..