If you're looking for a mortgage it may be tempting to pick up the phone book or visit your local bank, after all thatís how people have done it forever. Before you do Ė check out some of the advantages of shopping on-line for a mortgage with NationsChoice Mortgage.
Receive an Instant Rate Quote and an online Good Faith Estimate with No Personal Information Required.
Let NationsChoice Mortgage keep an eye on interest rates so you donít have to! Weíll e-mail you when rates reach your goal or if you prefer, weíll e-mail current rate information when you want to receive it!
We offer online lock requests for 30, 45 and 60 day periods. You may request a rate lock for your Refinance transactions at the time of loan application. Purchase transactions may request rate locks once you have an accepted offer on a property. You may apply and request a rate lock online, 24 hours a day, 7 days a week.
Our mission is to provide you the lowest cost mortgage. We are confident that our combination of rate, points and fees canít be beat! We guarantee it!
Instant Mortgage Rate Help
Loan Amount: How much do you want to borrow? Example: 150,000 (You can borrow up to 100% of the purchase price of your home. You will find better interest rates at 95%, 90%, and 80% progressively.)
Property Value: This is the purchase price of your property or your best estimate of the appraised value of the property. Example: 175,000.
Loan Type: Selecting Refinance WITH CASH OUT may increase your rate. If you want some extra cash to pay the closing costs on your new loan, this would NOT be considered receiving extra cash.
Escrow/Impounds: Allows you to pay 1/12 of your annual property taxes and homeowners insurance with your mortgage payment each month. Escrowing your taxes and insurance will lower your points by .25%
Property State: Specify the State where the property is located
Property County: Specify the County where the property is located
Todays Rates: These rates are based on the following criteria..