Nations Choice Mortgage - Rates and Fees

If you're looking for a mortgage it may be tempting to pick up the phone book or visit your local bank, after all that’s how people have done it forever. Before you do – check out some of the advantages of shopping on-line for a mortgage with NationsChoice Mortgage.

Search Mortgage Interest Rates

Search Mortgage Rates

Receive an Instant Rate Quote and an online Good Faith Estimate with No Personal Information Required.

Mortgage Rate Watch

Mortgage Rate Watch

Let NationsChoice Mortgage keep an eye on interest rates so you don’t have to! We’ll e-mail you when rates reach your goal or if you prefer, we’ll e-mail current rate information when you want to receive it!

Rate Lock Policy

Rate Lock Policy

We offer online lock requests for 30, 45 and 60 day periods. You may request a rate lock for your Refinance transactions at the time of loan application. Purchase transactions may request rate locks once you have an accepted offer on a property. You may apply and request a rate lock online, 24 hours a day, 7 days a week.

Lowest Mortgage Rate and Fee Guarantee

Lowest Rate and Cost Guarantee

Our mission is to provide you the lowest cost mortgage. We are confident that our combination of rate, points and fees can’t be beat! We guarantee it!

Instant Mortgage Rate Help

Loan Amount: How much do you want to borrow? Example: 150,000 (You can borrow up to 100% of the purchase price of your home. You will find better interest rates at 95%, 90%, and 80% progressively.)

Property Value: This is the purchase price of your property or your best estimate of the appraised value of the property. Example: 175,000.

Loan Type: Selecting Refinance WITH CASH OUT may increase your rate. If you want some extra cash to pay the closing costs on your new loan, this would NOT be considered receiving extra cash.

Escrow/Impounds: Allows you to pay 1/12 of your annual property taxes and homeowners insurance with your mortgage payment each month. Escrowing your taxes and insurance will lower your points by .25%

Property State: Specify the State where the property is located

Property County: Specify the County where the property is located


Todays Rates: These rates are based on the following criteria..

Instant Mortgage Rates


Loan Amount
Property Value
Loan Type
Loan Purpose  
Property Type
State
City
Zip
 
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